Helping people to find balance in Life.

Born as the eldest into a poor medium-sized family in 1973 and grew up in a village. Has realized from young the importance of working hard in achieving goals and saving money for the future. There is nothing like being poor and hungry to instill in a person the importance of hard work and continuous strife.

Started working at the age of 7 - selling durians and helping out on the farm. Had also worked as a telemarketer, street surveyor, factory worker and waiter. Delivered newspapers, sold soft drinks during football matches and did part time modeling as well. Was active in school activities such as body-building contests, Tertiary Man-Hunt and Singapore Man-hunt. Also ran for elections in the university and became Vice-President of the Singapore Student Society at the University of Surrey in 1996. Graduated with a Bachelor (first class honors) in Electronic Engineering in 1997. Worked for 2 years as an Engineer and became his company’s best Field Applications Engineer. Volunteered in Students Care Services since year 2000.

Joined the Finance industry in 2001 to help people achieve their financial goals, objectives and ultimately attain financial freedom led by clients’ values. Currently a Unit Manager in a Financial institution and has been a financial practitioner for more than 6 years. In 2006/07, he served as the Honorary Treasurer of IFPAS which is the largest Financial Planners’ membership body in Singapore. On a personal basis, Andrew is a certified Fellow Chartered Financial Practitioner and a Master NLP Practitioner. He was also the winner of “R U Men’s health Enough 2007” and a motivational speaker for school projects organized by SPH. He was featured on the program ‘MoneySense’, jointly run by MAS and MediaCorp TV (Channel 8 and Channel U). To date, he has amassed more than 20 awards, recognitions and promotions in the company, including MDRT (Million Dollars Round Table).

Disclaimer: Information or opinions contained on this brochure do not constitute investment advice or an offer to sell or a solicitation, or offer to buy, any securities or financial instruments.

Should you seek to rely in any way whatsoever upon any information contained in this Brochure, you do so at your own risk.

Before you make any decision or take any action that might affect your personal finances or business, you should always consult a suitably qualified professional adviser.

Reference from www.MDRT.org
The Million Dollar Round Table, abbreviated MDRT is a trade association formed in 1927 to help insurance salespeople and financial advisors improve their business practices and increase sales. The name comes from the fact that the founders had each logged sales of more than $1,000,000 in the year the organization was formed. They focus on improving technical knowledge and selling ability as well as maintaining ethical standards in an oft-maligned industry. Their programs and philosophies are one of the early forbears and focus on personal and professional development of their members, while enforcing a strict code of ethics.

MDRT promotes the "Whole Person" (formerly "Whole Man") concept, which was first presented to MDRT by the philosopher Mortimer Adler. According to Adler, "Whole Persons are engaged in a lifetime quest to achieve balance and congruity in all aspects of their lives and continually seek to develop their full human potential. The seven areas balanced by a "Whole Person" are family, health, education, career, service, financial and spiritual.

Despite this, the requirements for joining the MDRT are based on an ever-increasing, annual production requirement and adherence to a strict code of ethics. To be eligible for a basic membership in 2007, for example, an applicant must meet a production goal of $75,700 in commissions in 2006. To qualify for the highest tier of membership requires the collection of $454,200 in commissions.[1] As of 2006 the organization has more than 32,000 members in 74 countries and territories.[2]